Fleet Vehicle Litigation Defense Lawyer in Atlanta
Businesses that operate vehicle fleets face a variety of liability risks that can leave them open to claims and litigation. Insurance companies are invaluable for both shielding you from the financial risks posed by those liabilities and providing defense if a fleet vehicle claim or litigation does arise.
There may be fleet vehicle situations in which your business’s interests and your insurance company’s interests aren’t perfectly aligned, in which case you may benefit from consulting with an independent private practice civil defense litigator.
Atlanta lawyer Cameron Hawkins has many years of experience working with insurance companies and independently with businesses to defend clients against a variety of claims and litigation. He understands the risks facing Atlanta businesses and is intimately familiar with the strategies used by plaintiff attorneys. If you’re looking for an attorney to look after your business’s interests, call the Law Office of Cameron Hawkins at (678) 921-4225.
Liability Challenges Facing Businesses with Fleet Vehicles
Truck and Fleet Vehicle Accidents and Injuries
The most obvious and one of the most potentially costly threats facing any business that operates a fleet vehicle are accidents caused by their own drivers or equipment. Companies can and very likely will be held responsible if their employee causes an accident while operating a fleet vehicle, potentially resulting in expensive lawsuits and insurance claims.
Since the average business has much deeper pockets than the average private individual, people injured in truck crashes or fleet vehicle accidents tend to have no problem finding personal injury lawyers who will aggressively pursue your business for maximum recovery.
Employee Negligence
The behavior of employees while operating fleet vehicles can also pose a liability risk. This includes everything from distracted driving, drunk driving and reckless driving to excessive speeding. Businesses can and do take steps to monitor driver performance, but no system is perfect, and employees can and do make mistakes that open their employers up to fleet vehicle claims and lawsuits.
Vehicle Maintenance
Improper maintenance of fleet vehicles can lead to accidents, and businesses can be held liable if it's shown that they failed to adequately maintain their fleet vehicles. Your maintenance service provider might share in liability, but you will likely be a named defendant if your vehicles were involved in a maintenance-related accident.
Regulatory Compliance
Companies must ensure that their fleet vehicle operations comply with all relevant federal, state and local regulations in all the places your fleet operates, such as those regarding vehicle inspections, emissions standards and hours of service for drivers. Failure to do so can result in fines and legal trouble. This can be more complicated if you operate throughout Georgia, the Southeast or the country.
Driver Health and Safety
Employers are responsible for the health and safety of their fleet vehicle drivers. These responsibilities range from enforcing policies regarding rest breaks and discouraging workplace harassment to providing ergonomic driving environments and addressing occupational health concerns. Failure to do so may open employers up to a variety of workplace injury or civil rights litigation.
Vicarious Liability
Under certain circumstances, an employer can be held liable for the actions of their employees under the legal doctrine of vicarious liability. If an employee is involved in illegal activities while driving a company fleet vehicle, the company could potentially be held responsible.
Data Security and Privacy
Many fleet vehicles are equipped with telematics systems that track vehicle location, driver behavior and other data. These systems can raise privacy concerns, and businesses must ensure they are handling and storing this data securely to avoid liability.
Environmental Impact
Companies with large fleets can face legal and reputational risks related to their environmental impact. This includes emissions contributing to pollution and potential penalties associated with non-compliance with environmental regulations. Companies that transport potentially dangerous cargo and waste often have an added layer of potential liability related to accidents.
Do Fleet Vehicle Businesses Need Independent Defense Counsel?
In many cases, when a fleet vehicle business is facing litigation and has liability insurance coverage, the insurance company will work with local defense lawyers and trial attorneys to defend its policyholder. However, there can be circumstances where a fleet vehicle business may want to consider hiring an independent defense lawyer.
Conflict of Interest
Insurance companies have a vested interest in limiting payouts, and the defense they provide may reflect this priority. While the insurance-provided attorney should act in your best interest, there may be situations where your interests and the insurance company's interests don't align. This conflict of interest can potentially affect the fleet vehicle defense strategy.
For example, fleet vehicle businesses in Atlanta are often and understandably concerned with their reputation and how settling may affect their standing. You may want to fight a fleet vehicle claim while your insurance company wants to settle. In that scenario, consulting with an independent civil litigator may be your best course of action.
Policy Limits
Your liability insurance has a limit, and any judgment or settlement beyond that limit might have to be borne by your business. An independent defense lawyer might better ensure that your financial interests are protected.
Control Over Legal Decisions
When an insurance-provided attorney is handling your case, the insurance company typically has control over many of the legal decisions, including whether to settle the case and for how much. Hiring an independent lawyer gives you more input and control over your defense.
Coverage Disputes
If there's a dispute over whether the claim is covered by the policy, hiring an independent lawyer can help ensure your interests are represented. This is particularly true if a lawsuit could result in damages that significantly exceed policy limits.
Expertise
The attorney provided by your insurance company may not have the specific expertise needed for your case. In complex cases involving specific areas of law, like fleet vehicles, or significant potential damages, hiring an attorney who has a background in this particular area may be beneficial. Attorney Cameron Hawkins has years of experience representing mass transit clients in civil liability defense litigation, making him particularly knowledgeable in Atlanta fleet vehicle litigation.
Confidentiality
Conversations between an independent lawyer and the client are typically privileged. But with an insurance-appointed lawyer, privilege might not fully apply since they also report to the insurance company, and your communication might be shared with them.
Discuss Your Situation with an Experienced Fleet Vehicle Lawyer
The Law Office of Cameron Hawkins has extensive experience representing the interests of fleet vehicle businesses facing claims or litigation alleging wrongdoing. If you’re concerned about the direction your insurance company is taking or want a second opinion, we would be happy to discuss your fleet vehicle situation. Call our fleet vehicle attorneys at 678-921-4225 for a consultation.